Flexible retirement

Please note: we cannot provide estimates or confirm retirement on grounds of flexible retirement to you directly. For any of the reasons below. All requests must come from your employer.

It is possible to access your pension from age 55 while remaining employed in a reduced role. Which can be a permanent reduction to your hours, pay or a mixture of both if your employer agrees. 

You cannot simply reduce your hours and automatically take payment of your pension, as your employer must give their consent. It is not an automatic right to access your pension benefits on this basis.

You should talk to your line manager and your employer’s Human Resources section for details of:

  • If your employer will allow you to take flexible retirement
  • What reduction to your role must take place before your pension can be paid