What happens when I retire?

Before we can provide you with details of your pension benefits, we will have to wait for confirmation of your retirement from your employer, together with details of your pay. It is likely that this information may not be available until after your last payroll run has been finalised, which may be after your date of leaving.

In the meantime, if you wish to chase your benefits, please contact your former employer or payroll provider to ensure they have sent us the required information before you call Staffordshire Pension Fund to chase payment.

What we need?

Once we have received the information above, we will provide you with a final estimate of benefits, together with the forms you need to complete to confirm how you want the pension to be paid. We aim to complete this process with 15 working days of receipt of all relevant information. You will also need to send in copies of your birth certificate and any other certificates to confirm your marital/partnership status:

  • marriage certificate or civil partnership certificate and spouse's or partner's birth certificate
  • decree absolute or dissloution order
  • spouse's or partner's death certificate

We will accept photocopies, as long as all dates are clear and easily read.


Once we have your choices, we can confirm the amounts that are due and we aim to make payment of any lump sum retirement grant within 18 working days (which includes the Bankers Automated Clearing System transaction). If we pay this amount more than 1 month after your retirement date, then we will pay interest on the amount.

Your retirement pension will be paid monthly in arrears, normally on the last working day of the month. However, if the last day of the month falls at the weekend, payment will then be made on the preceding Friday. The first pension payment we make will include any arrears of pension.

Further information can be found on our pensioner pages.